Auto insurance quotes comparisons read this and Save 40% to 50% or more on your automobile insurance by applying these 3 discounts. Do not buy automobile insurance from the first agent you talk to because you may be able to save money.
If you live in the United States and you drive a car thing you know you are going to need car insurance.
If you are a teenager and are on your parents car insurance policy that is not something you necessary have to worry about. Your parents will take care of it for you.
But, if you have to buy your own automobile insurance policy there are some discounts listed in this article that will save you money.
Comparison shopping for insurance should be done the same as you would shop for a new car or house or any expensive item that you would buy.
The rule is the more shopping you do the more you save.
The first thing to do is to go online:
Find five different companies.
Submit your information.
Get your quotes.
Compare the price and coverage.
Call your car insurance agent or broker and asked them if they can match the price.
I always suggest getting the agent or broker involved in comparison shopping. You will be amazed at how much money you can save by doing this.
Make sure you fill out every application with the same information to get a good comparison between companies.
Ask for discounts when you shop for insurance.
Here are some discounts to consider:
1. Safe driver discount.
If you have any outstanding tickets or have caused accidents, going to driver school would have the points removed from your drivers license. This will have the effect of lowering the price of your car insurance.
2. Raise your deductible.
If you raise your deductible to $1000 per accident you will lower your insurance premiums by 40%.
3. Drop the comprehensive car insurance policy if the car you own is paid for and go with a liability insurance policy which will save you 20%. Keep in mind, that you can only do this if you are not making payments on your car.
Auto insurance quotes comparisons do not have to be high and if you will apply these discounts you will find that you can save yourself a substantial amount of money.